Sunday, March 29, 2015

Live On Less Than What You Make........ There Is A Good Reason!




Jack and I are off again on another advenuture. We will return after a few weeks. I will miss all of you. I will miss your emails and blogs. I will return emails once home. We are not taking laptops, but I will have my iPad jammed full of books.

There is a sweet division here in blogland. The younger readers have children to raise and careers to manage. The older readers have empty nests and careers slowing down or gone altogether. What can the younger readers learn from those who are older and what can the older readers learn from the young? Plenty!

I have made friends with readers in both groups and and those who are straddling both worlds. When younger readers email me about how Jack and I are able to travel and then travel some more, I hesitate telling because I do not want to sound preachy or parental. Life gives us many choices and one of those choices is very valuable. One sweet reader said we were so lucky. Oh, luck! The harder we both worked, the luckier we became. Luck really has nothing to do with it. We lived on less than what we made. We saved our money. We even could take the early retirement route to playtime.

Jack and I were poor as the fabled church mice. However, we always lived on less that what we made. Just once in our married life, we had a wild credit card run away with a balance of $2000. Quickly we got that card under control, and forever more pay the balance of our cards each month .......... always!  We always lived on less than what we made. When family was older, Jack and I each had two jobs. We squirreled away money as friends charged vacations to Mexico. We packed our saving accounts as friends toured Europe. We were young and careful.We saw the wonders of compound interest and investing.  When our family was older, we took some of those big vacations to Hawaii, Europe and all over the United States. We learned through the guidance of older friends that saving money gave us options, lots of options.

Then our nest was empty and we turned toward one another and began to power save. We achieved financial goals and really have never looked back. Money saved now is used to see the world. We are off to far away places and will see you when we return.

I am here until Monday evening.
It would make me smile to have an email from you waiting for my return.  Looking forward to reconnecting once we return. A penny for your thoughts...............

Meredith and Jack




15 comments:

  1. You will be missed. Have a safe trip.
    Megan

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  2. Enjoy your trip!

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  3. I love this post, and good for you!! You deserve everything. Go see the world, I hope you have a fantastic trip. I have been very busy lately and not around as much because my kids are still young, and life it just hectic at times, but I always like to learn from those around me. Everyone has something important and of value to share, and I appreciate all your advice and friendship Mere! :) Have a great time

    Hugs

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  4. Mere and Jack,,,,have a super time,I will miss talking with you all. Be safe. : - )

    L.

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  5. Hi Meredith, that is wonderful advice! Hope you and Jack have a fantastic trip and look forward to your return. Travel safe.

    Hugs
    Roz

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  6. Hi Meredith, hope you and Jack have a wonderful holiday. Very good advice too
    love Jan,xx

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  7. Hi Meredith, I don’t think that any of what you say sounds preachy or parental. Besides, what you write is definitely true. Hubby is self-employed and he says just what you say (and I agree, of course). I hope so much that you enjoy your journey, it sounds like a big adventure. Wishing you lots of fun and an awesome time. Travel safe.

    hugs

    Nina

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  8. We purchase with cash only. If, we do not have the money, we do not purchase. Enjoy your vacation!

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  9. Very encouraging advice Mere - thanks for sharing. My hubby is wise this way and I sometimes have a hard time waiting - but you are so right and I look forward to enjoying fun travels with my guy in the future the way you are with Jack. Have a wonderful trip!
    hugs,
    Cali

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  10. Have fun!
    Wish we could do that now!

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  11. I agree with Jennelle. Everyone has something to teach. I too have little ones running wild and life is hectic but I value your wisdom Meredith. Enjoy your trip:) Don't forget to lean in!

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  12. Sound advice mouthing wrong with that. Have a good time

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